I WANT TO BUY A HOUSE, YOU NEED?

July 28, 2008
Category: First Time Homebuyers

my helping hand

Ask! Here my helping hand

That's how people reach their goals successfully, asking if a first time buyer and have good credit, chances are you can buy your home with little money, is knowing more importanate How is your credit, in its bank could help you or me can call me what you need for sure are taxes (taxes) for the past two years, heels of their paychecks, at least the last 3 months, having a job and be able to check something money, and desire to own your home.

There are programs for first time buyers very good, subsidized by the government itself, FHA (Federal House Administration) giving you up to 3% of property value for a down payment (down payment)

The good credit in this country is very important because it is based on the interest you pay would play, if the interest is for example 6.25%, that's telling you to have good credit So, otherwise, if you qualify ... ... ... ... ... .. but with a higher interest rate, consequently the mortgage payments would be higher, when you purchase your home, please make sure before getting into the process as you are told to qualify, of a like will your monthly payments, also Insist sure and the person who will get the loan you want included in the payment of taxes and home insurance, and also who wants it fixed if possible by 30 years, I think about 40 years also.

You are entitled to this information, if you do not want it to, something is wrong, insist they give you the "Good Faith Estimate" (good faith estimate), there you will find detailed all costs and where each dollar will go you invest do not be afraid to ask, do not be fooled, if you get scared, I do not call me da! I helped him get a good loan or we go with our music elsewhere, where we meet with honesty, clarify, I do not make loans, only Real Estate, there are people who believe that doing both is m sure, and not, it creates a conflict of interest, the lender is one thing and the Realtor is another.

Everyone has their work separately and together when there is the problem, if you are considering buying a house, for its own sake find a Realtor to explain the process, it's funny, but many people do not know that the Realtor representing the buyer receives his commission from the owner of the house is purchased, the buyer not the seller but the buyer does not pay a penny to your realtor! if your realtor you want to charge, that's illegal, report it! Benes estate department DRE, do not stop abusing you.

If you want to see houses that are for sale, goto the top of this page where it says "HOMES FOR SALE / MLS" click there and follow instructions as l, you will see all homes for sale across the map area , with addresses, prices and information about the property and if you have a question feel free to contact me either by phone or e-mail, which seems easier.

Thanks for reading

This entry posted on WAS Monday, July 28th, 2008 at 1:20 a.m. and is filed under First Time Homebuyers . You Can Follow Any responses to this entry-through the RSS 2.0 feed. You Can leave a response , or trackback from your own site.